The 100% Strategy · Answers

Which investments pay a monthly income in Saudi Arabia?

By Saad El Soussi, UAE-authorized finfluencer · Updated 2026-11-03

In Saudi Arabia the usual ways to get paid every month are monthly-distribution funds from licensed managers (Al Rajhi Capital, Riyad Capital, Alinma Investment), the Albilad sovereign sukuk ETF on Tadawul, and murabaha deposits with monthly profit; REITs mostly pay every three or six months. All of them pay a low, variable income. The 100% Strategy is different: a high-risk gold trading strategy from $10,000, run in your own accounts by Saad El Soussi, an authorized finfluencer listed by the UAE Capital Market Authority, with every cycle in a live record and nothing promised.

Run by a UAE-authorized finfluencerSaad Nizar El Soussi, who runs the 100% Strategy, is listed by the UAE Capital Market Authority as an authorized finfluencer (entry 193, added 24 September 2026). Check the official list.

Which Saudi funds pay a monthly distribution?

These are public funds from managers licensed by the Saudi Capital Market Authority. The table shows what each fund says about itself. The amount paid changes every month and is never fixed, so read the latest fact sheet and the fees before you subscribe.

Fund	Manager	What it holds	Pays	Minimum (as published)	Source
Al Rajhi Monthly Distribution Fund (1, 2 and 3)	Al Rajhi Capital	Income-paying Saudi shares	Monthly	SAR 10 (fund 3)	Fund 3 brochure
Riyad Monthly Distributions Multi Asset Fund	Riyad Capital	Sharia-compliant mix of sukuk, murabaha and shares	Monthly	SAR 100	Riyad Capital
Alinma Balanced Multi-Asset Fund for Monthly Distributions	Alinma Investment	Murabaha, sukuk and up to 50% shares	Monthly (at the fund's discretion)	SAR 1	Argaam, Sept 2024
Albilad Saudi Sovereign Sukuk ETF (Tadawul 9403)	Albilad Capital	Saudi riyal sovereign sukuk	Monthly; skipped if no sukuk income arrived	One unit, bought on Tadawul	Fund profile
Al Rajhi REIT and Riyad REIT (examples)	Al Rajhi Capital, Riyad Capital	Rented property	Every 3 months (Al Rajhi REIT), every 6 months (Riyad REIT)	One unit, bought on Tadawul	Argaam, Argaam

What other options pay monthly in Saudi Arabia?

Option	Monthly income	Risk	What to know
Murabaha or term deposit with monthly profit at a Saudi bank	Low, agreed in advance	Low	Money locked for the term; leaving early cuts the profit
Monthly-distribution funds (table above)	Low to moderate, varies	Moderate	The unit price moves and the payout is not fixed
REITs on Tadawul	Low to moderate, every 3 or 6 months	Moderate	Unit price moves with the market
Rental property	Moderate, after costs	Moderate	Empty months, maintenance, slow to sell
Active trading strategies (e.g. the 100% Strategy)	Can be high, never fixed	High	Check who holds the money and whether the record includes losing days

How do you check an offer with the Saudi CMA?

Search the manager on the CMA list of licensed financial market institutions. The list shows which activities each firm is licensed for.
Read the CMA notice on avoiding unlicensed persons: a contract with an unlicensed person for securities business is void.
Walk away from any "guaranteed" monthly percentage, from any request to send money to a personal or company account instead of your own, and from any record you cannot check yourself.

Where does the 100% Strategy fit?

In the last row, not among the funds. It is an automated gold strategy for investors with $10,000 or more, run in trading accounts in your own name. Each pair of accounts holds both sides of the same gold trade, the bonus credit on the accounts absorbs the losing side, and the profit moves to a savings account in your name after each round. Every cycle is in the live record, losing cycles included, and the running cost is $6 per cycle per pair. It is high risk, it is not a Saudi-licensed fund, and the person behind it, Saad Nizar El Soussi, is listed by the UAE Capital Market Authority as an authorized finfluencer (entry 193), which covers financial content, not managing money. Judge it on the record, with money you can afford to lose.

See the record, then apply

The live record is read from client accounts after every cycle. Joining starts with the waiting list and a WhatsApp call.

Join the waiting listFrom $10,000. We call you on WhatsApp first. See the live recordEvery cycle, every month, read from client accounts.

Less than $10,000? Start with Saad's free community instead: SesTrading on Telegram

Questions people ask

Which Saudi fund pays the highest monthly distribution?

It changes every month. Compare the last twelve distributions on each fund's fact sheet, and the fees, not one month's figure. A fund that paid the most last month can pay the least next month.

Is a monthly distribution the same as a guaranteed return?

No. A fund pays out of what it earned. A weak month means a smaller or skipped distribution, and the unit price can fall below what you paid.

Can I get a monthly income from a bank in Saudi Arabia?

Yes. Murabaha and term deposits with monthly profit are offered by Saudi banks. The profit is low and agreed in advance, and the money is locked for the term.

Is the 100% Strategy licensed in Saudi Arabia?

No. It is not a Saudi fund and it is not licensed by the Saudi Capital Market Authority. It is run by Saad El Soussi, an authorized finfluencer listed by the UAE Capital Market Authority; that covers financial content, not managing money, and the money stays in accounts in your own name. Treat it as high risk and ask a licensed adviser about your own situation.

What is the minimum for the 100% Strategy?

$10,000, which is five pairs of accounts. Joining starts with the waiting list and a WhatsApp call, usually within a day.