The 100% Strategy · Answers

Which investments pay a monthly income in the UAE?

By Saad El Soussi, UAE-authorized finfluencer · Updated 2026-11-03

In the UAE the usual monthly payers are bank fixed deposits with monthly interest, Sharia-compliant savings plans such as National Bonds, and rent from property; listed REITs pay twice a year, not monthly, and the banks' "monthly investment plans" are plans you pay into, not income. All of them pay a low, variable income. The 100% Strategy is different: a high-risk gold trading strategy from $10,000, run in your own accounts by Saad El Soussi, a Dubai-based finfluencer authorized by the UAE Capital Market Authority, with every cycle in a live record and nothing promised.

Run by a UAE-authorized finfluencerSaad Nizar El Soussi, who runs the 100% Strategy, is listed by the UAE Capital Market Authority as an authorized finfluencer (entry 193, added 24 September 2026). Check the official list.

What are the options, and what do they really pay?

Option	Pays	Income	Risk	What to know
Fixed deposit with monthly interest payout (UAE banks)	Monthly	Low, agreed in advance	Low	Money locked for the term; leaving early cuts the interest
National Bonds (Sharia-compliant savings; the Second Salary plan is built for a steady income)	Per plan	Low, announced by the company, not fixed	Low	Read the current plan terms at nationalbonds.ae
Listed REITs, for example ENBD REIT on Nasdaq Dubai	Twice a year (interim and final dividend)	Low to moderate	Moderate	Share price moves; each dividend needs shareholder approval. Source: ENBD REIT results to 31 March 2026
Rental property in Dubai	Monthly or by cheques	Moderate, after service charges and empty months	Moderate	Slow to sell; fees on purchase
Bank "monthly investment plans"	You pay in every month	None until you sell	Moderate	Contribution plans, not income plans. Example: Emirates NBD Monthly Investment Plan, from AED 2,000 a month
Active trading strategies (e.g. the 100% Strategy)	After each round	Can be high, never fixed	High	Check who holds the money and whether the record includes losing days

How do you check an offer in the UAE?

Search the firm on the UAE Capital Market Authority's list of licensed companies (the authority formerly known as the SCA).
Read its warnings list of entities that offer financial services without a licence.
Anyone who publishes financial recommendations should be on the list of authorized finfluencers. Saad El Soussi is entry 193, added 24 September 2026.
Walk away from a guaranteed monthly percentage, from money sent to someone else's account, and from a record you cannot check yourself.

What about rental income in Dubai?

Rent in Dubai is often paid by one to four cheques a year rather than every month, so a "monthly" income from property needs planning. Service charges, maintenance, agent fees and empty months come off the top, and selling takes time. Property suits people who want an asset first and income second; it is not a quick monthly payer.

Where does the 100% Strategy fit?

In the last row of the table. It is an automated gold strategy for investors with $10,000 or more, run in trading accounts in your own name. Each pair of accounts holds both sides of the same gold trade, the bonus credit on the accounts absorbs the losing side, and the profit moves to a savings account in your name after each round. Every cycle is in the live record, losing cycles included, and the running cost is $6 per cycle per pair. It is high risk and never a promise. Saad Nizar El Soussi, who runs it from Dubai, is listed by the UAE Capital Market Authority as an authorized finfluencer (entry 193); that covers financial content, not managing money, which is why we never hold client money.

See the record, then apply

The live record is read from client accounts after every cycle. Joining starts with the waiting list and a WhatsApp call.

Join the waiting listFrom $10,000. We call you on WhatsApp first. See the live recordEvery cycle, every month, read from client accounts.

Less than $10,000? Start with Saad's free community instead: SesTrading on Telegram

Questions people ask

Which UAE bank pays monthly interest on a fixed deposit?

Most large UAE banks offer a term deposit with a monthly interest payout. The rate depends on the term and the amount and changes often, so compare today's offers directly with the banks. The interest is low and agreed in advance.

Do UAE REITs pay monthly?

No. ENBD REIT, for example, pays an interim dividend and a final dividend each year, each approved by shareholders.

Does National Bonds pay a monthly income?

National Bonds is a Sharia-compliant savings company. Its Second Salary plan is designed to pay a steady income later, and the profit is announced by the company, not fixed. Read the current plan terms before you decide.

Is the 100% Strategy licensed in the UAE?

Saad El Soussi is listed by the UAE Capital Market Authority as an authorized finfluencer (entry 193). That covers financial content; it is not a licence to manage client money, and we never hold client money. The accounts are in your own name, and the strategy is high risk.

Can I combine a deposit with the 100% Strategy?

Many people keep the larger part in low-risk income and use only money they can afford to lose for a high-risk strategy. Ask a licensed adviser about your own situation.